Slip and fall accidents are common, but almost always preventable. Each year, these accidents cause thousands of serious injuries and result in numerous liability claims. The Hartford, for instance, shared with me that in 2016, slip and falls accounted for … Read More

It is not all that unusual in some of my larger cases to have language about confidentiality proposed to be included within the settlement agreement. However, there are some items that may sometimes appear in a confidential settlement agreement: It … Read More

Will my rates go up if I report my accident? If you were NOT at fault, then no. As a matter of fact, if you are in a crash caused by another driver, you are required to report it to … Read More

How much did things cost in 1977? A lot less than now correct? Our state set a minimum liability limit back then of 25,000 per person and 50,000 per accident total. The average home price was $50,000. The average income … Read More

Most people are surprised to learn that Tennessee has still not increased its requirement of a driver to carry just 25,000 per person on their car liability insurance limits. You quickly can spend $25,000 at any local emergency room if … Read More

Insurance companies are not necessarily bad or evil, but they are not known for their fairness in paying injury claims. However, most injured victims still wait around for the company to be fair with them. It seems right to do … Read More

We all know that insurance costs tend to go up and seem never to decline. Sometimes savings can be found by shopping around and going with a different company. However I just don’t recall too many people having their current … Read More

Do not wait until you have a claim to review your coverage, especially on your home. Here are some reasons you may want to check your coverage: Can you raise your deductible and save money? With few exceptions, a $250.00 … Read More