Bad Injuries Don’t Always Make Good Cases

@peellawfirmAuto Accidents, Uninsured Motorists

bad injuries

Separating Bad Injuries And Fault

After handling catastrophic injuries for more than two decades, we have seen our share of terrible trauma.

But, it is easy to miss that the severity of trauma does not automatically make the other guy more at fault.

  1. For instance, let’s say that a driver is rushing his wife, who is in labor, to the hospital. He runs a stop sign and hits your car, causing you to have a broken foot. How much at fault is he?
  1. Let’s now say that a driver is rushing his wife, who is in labor to the hospital in a car without insurance and he has no driver license. He runs a stop sign and hits your car, causing you to have a broken foot, two broken legs and a ruptured spleen. How much at fault is he?
  1. Now, let’s assume that a driver is rushing to his drug dealer’s house to buy more cocaine in a car without insurance and he has no driver license. He runs a stop sign and hits your car, causing your child to die. How much at fault is he?

In all these cases, he is still 100% at fault.

But the opposite it is true as well. If he is not at fault, even if people die, he is still not responsible.

  1. Now, let’s say that a driver is driving normally, but headed to his drug dealer’s house to buy more cocaine, in car without insurance and he has no driver license. You run a stop sign and the collision causes your child to die. How much at fault is he?

None. Even though the loss of a child is the worst thing most of us can imagine.

As an attorney, we sometimes have to be the bearer of bad news. Oftentimes, it is having to explain that most drivers only carry $25,000 in liability insurance. This is clearly not enough.

That standard was set in 1977.  Here are some other things true around then:

Cost of a new home:                           $54,200.00

Median Household Income:               $13,572.00

Cost of a first-class stamp:                  $          0.13

Cost of a gallon of regular gas:           $          0.62

New Ford Pinto Wagon                      $  4,075.00      1977 model

Cadillac ElDorado                                $  9,935.00      1975 model

Chevrolet Camero       Z28                  $  6,326.00      1978 model

Chevrolet Chevette                             $  3,644.00      1978 model

Chevrolet Corvette                             $12,313.00      1979 model

The moral to the story: Carry higher coverages!

Mr. Peel seeks justice for those injured in motorcycle, truck and car accidents, disability and medical malpractice. He often addresses churches, clubs and groups without charge. Mr. Peel may be reached through PeelLawFirm.com wherein other articles may be accessed.